How to Get a Car with Bad Credit in Surrey

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How to Get a Car with Bad Credit in Surrey

Posted on March 19, 2021

For most people, buying a car means taking out some kind of credit to cover the cost. If you have a great credit history, it's a simple matter to borrow from your bank, and you'll likely be given an excellent rate to attract your business.

 

Unfortunately, the situation can be very different if your credit is less than perfect, and your bank may refuse to even look at your application. But that doesn't mean you can't get a new car if your credit is bad - all it takes is a little help from the finance department at our Surrey dealership.

 

Can You Get Car Finance with Bad Credit?

 

At Basant Motors we can help you get behind the wheel of one of our high-quality used cars, even if you've had problems getting loan

applications approved elsewhere. Our experienced finance team have strong relationships with a range of specialist lenders, and we accept applications from people of all credit ratings and none.

 

6 Steps to Getting a Car with Bad Credit in Surrey

 

Getting a bad credit car loan is easy at Basant Motors. Simply follow these six steps, most of which can be done entirely online.

 

1.  Before you start, work out how much you can realistically afford to pay each month without leaving yourself stretched financially.
2.  Use our payment calculator to see how much your budget will let you spend on a car.
3.  Check your credit rating with a free online service, so you know exactly where you stand.
4.  Apply online using our secure form giving as many details as you can. Our team will get to work matching your application to the lender who'll give you the best deal on one of our cars. There's no charge, and you don't need to take any offer we find.
5.  Once we've found a deal you like, we can finalize the details of the package, confirming your choice of car, your monthly payments, and the length of the loan.
6.  Lastly, once everything is in place, we'll help you complete the final paperwork at our Surrey office, and get you behind the wheel without delay.

 

If you've had a few financial problems in the past, whether that's a few missed payments or even a bankruptcy, you don't need to give up on driving a great car from our pre-owned inventory. Apply for bad credit car finance from Basant Motors, and we'll get you approved without delay.